EMC Mortgage Corporation (EMC) is a subsidiary of ‘The Bear Stearns Companies’. This company is a banking company which specializes in residential loans.

EMC Preferred Program

Loan features include:
- You can opt for this home program with your Fixed, Balloon and LIBOR ARM programs
- Ideal for people with a good credit history
- You can opt to pay only the interest for the initial period of the loan program
- You can borrow up to 90% of your home value

EMC Subprime Program

Loan features include:
- You can opt for this home program with your Fixed Rate, Balloon and LIBOR ARM Programs
- Ideal for people who do not posses a good credit history
- You can opt to pay only the interest for the initial period of the loan program
- Loan sum amounts to $1,500,000

EMC Alt A No MI Program

Loan features includes:
- No need to take mortgage insurance for this loan type.
- You can opt for this home program with your Fixed Rate, Balloon and LIBOR ARM Programs
- You can opt to pay only the interest for the initial period of the loan program
- This program is applicable for 40-year amortization loans with 30-year balloon loan

EMC "Secure Option ARM" Program

Loan features includes:
- Combines the safety of a fixed interest rate with flexible payment options.
- You can borrow loan amounts equal to about $2,000,000

EMC Mortgage home mortgage benefits

- MC specializes in facilitating the mortgages to people with imperfect credit
- Loan program will lower monthly mortgage payments

For more details on the loan process visit: https://www.emcmortgagecorp.com/EMCMORTGAGE/MainContent/loan_prog.jsp